Saturday, March 28, 2015

Groupon Posted This Product on Facebook, Then Replied to Everyone Who Made a Sex Joke It's just a Banana Bunker, people By Roo Ciambriello

Groupon knows social, as you can see with its latest Facebook post of a Banana Bunker—a container for a single banana, which you can absolutely purchase on the Groupon site.

Fans are going wild with the clever commentary. And Groupon is responding to every single comment, as innocently as a brand can while discussing what could easily be mistaken for a sex toy. Instead of a Banana Bunker. Because it's definitely a Banana Bunker.

If you were hoping to buy one, it's currently sold out. But keep hope alive, reader.

UPDATE: Groupon tells us how its social team not-so-innocently planned the post, which has become far and away the company's most popular ever.

Friday, March 27, 2015

Malaysia blessed with oil money, but why is in huge debt?

by Ng Kee Seng

Can any oil producing country in the world make all her citizens millionaires via prudent management and savings?

Norway achieved that on Jan 8, 44 years after striking oil in the North Sea in 1969. But it only set up its oil sovereign wealth fund (SWF) in 1990, meaning it took the Norwegians only 23 years to be millionaires.

According to a Reuters report, everyone in Norway became a theoretical crown millionaire on Jan 8 in a milestone for the world’s biggest sovereign wealth fund that has ballooned thanks to high oil and gas prices.

The fund owns about one per cent of the world’s stocks, as well as bonds and real estate from London to Boston, making the Nordic nation an exception when others are struggling under a mountain of debts.

A preliminary counter on the website of the central bank, which manages the fund, rose to 5.11 trillion crowns (US$828.66 billion or RM2.7 trillion), fractionally more than a million times Norway’s most recent official population estimate of 5,096,300.

It was the first time it reached the equivalent of a million crowns each, central bank spokesman Thomas Sevang said.

Not that Norwegians will be able to access or spend the money, squirreled away for a rainy day for them and future generations. Norway has resisted the temptation to splurge all the windfall since its oil strike.

Finance Minister Siv Jensen told Reuters the fund, called the Government Pension Fund Global, had helped iron out big, unpredictable swings in oil and gas prices. Norway is the world’s number seven oil exporter.

“Many countries have found that temporary large revenues from natural resource exploitation produce relatively short-lived booms that are followed by difficult adjustments,” she said in an email.

The fund, equivalent to 183 per cent of 2013 gross domestic product, is expected to peak at 220 per cent around 2030.

“The fund is a success in the sense that parliament has managed to put aside money for the future. There are many examples of countries that have not managed that,” said Oeystein Doerum, chief economist at DNB Markets.

Note the key word: Parliament. In Malaysia, only the prime minister has access to national oil producer Petronas’ funds and accounts.

Malaysia is the 27th largest oil producer in the world, rolling out 693,700 barrels/day. Only 114 countries were listed as at 2009 and 2010. Norway rolls out 2,350,000 bbl/day.

What’s the financial position of Malaysia? A federal debt of up to RM800 billion! (as revealed by then Deputy International Trade and Industry Minister Datuk Seri Mukhriz Mahathir at end of 2012).

And do we have such an oil SWF to save for rainy days for the rakyat and country? None.

According to a written reply in Parliament by Prime Minister Datuk Seri Najib Razak, Petronas had contributed RM3 billion to the National Trust Fund (or Kwan, the acronym for Kumpulan Wang Amanah Negara) as at June 2011.

He also said the money had been invested in various financial instruments and that Kwan’s fund currently stood at RM5.43 billion.

Just a measly RM5.43 billion compared with Norway’s RM2.7 trillion!

The administration and management of the trust is handled by Bank Negara with a panel under Kwan monitoring the collection of funds.

And, digest this moronic joke: Najib said Kwan was set up to ensure that revenue from dwindling natural resources would benefit future generations.

After 39 years (Petronas was founded in 1974), all we have today is a federal debt of at least RM800 billion, and the international reserves of Bank Negara Malaysia stood at RM441.7 billion (equivalent to US$134.9 billion) as at Dec 31, 2013.

Now, it is clear why the Umno-led Barisan Nasional government is cutting down on subsidies. Its federal debt is so high that it cannot continue to borrow to serve the rakyat as before or Malaysia will go bust like Greece.

It’s time for Malaysians to take stock of the federal government’s lack of transparency and accountability in its financial management of the country’s wealth.

It’s utter nonsense and a disgrace for the 24-year-old Kwan to have a paltry savings of RM5.43 billion, unless Najib now wants to claim that the figure was erroneous and blame it on a scapegoat who prepared the written reply in Parliament.

What can RM5.43 billion (US$1.9 billion) do to help Malaysians and Malaysia during rainy days, like when our oil wells run dry?

Why is there no oil-based SWF for Malaysia?

Petronas is today a global player in oil and gas exploration.

Why is the government just satisfied with an annual RM100 million contribution to Kwan since 1988?

Where has Petronas’ hundreds of billions of ringgit in revenue over the past 38 years gone to?

Did Petronas’ oil and gas exploration presence in 32 countries outside Malaysia also contribute or help facilitate the bulk of the RM1.08 trillion in capital flight in the last decade?

Why avoid establishing an oil-based SWF for the people and country? Is it because financial transparency and accountability would be a pain?

Crude oil and natural gas are Malaysia’s two most abundant resources but their sustainability is being questioned with the country projected to become a net oil importer in a few years.

Now, let’s take a more detailed look on why other oil producing countries are doing better in terms of oil-based or non-commodity-based SWF management:

Kuwait (10th at 2,494,000 bbl/day), Libya (17th at 1,790,000 bbl/day), Kazakhstan (18th at 1,540,000 bbl/day), Algeria (15th at 2,125,000 bbl/day), South Korea (64th at 48,180 bbl/day) and Singapore (82nd at 10,910 bbl/day).

Malaysia’s non-commodity Khazanah Nasional, founded in 1993, is ranked 23rd with US$34 billion (RM110 billion) in assets and a Linaburg-Maduell Transparency Index (LM-TI) of 5.

The world’s largest SWF, Norway’s Pension Fund Global, was in 2009 registered with assets worth US$664.3 billion (RM2 trillion) with a perfect 10 LM-TI.

UAE-Abu Dhabi’s oil-based Abu Dhabi Investment Authority, established in 1976, is ranked second with US$627 billion (RM2 trillion) and a 5 LM-TI.

At third spot, China’s non-commodity SAFE Investment Company, which was founded in 1997, now manages assets worth US$567.9 billion (RM1.8 trillion), with a 4 LM-TI.

That’s the top three SWFs in the world. Now, let’s focus on our neighbours.

Singapore’s non-commodity Government of Singapore Investment Corporation, which was set up in 1981, is ranked 8th with assets at US$247.5 billion (RM802 billion) and a 6 LM-TI.

Following at 9th rank is another Singapore non-commodity SWF, Temasek Holdings, which was established in 1974. It has US$157.5 billion (RM510 billion) in assets and a perfect 10 LM-TI.

Even countries like Kuwait, which was severely damaged by Iraq’s bombing and brief occupation, Libya, Kazakhstan, Algeria and South Korea, which were far poorer than Malaysia in the 60s, 70s and 80s, are all managing their country’s wealth better than Malaysia.

Malaysia’s economic and financial standing is baffling, don’t you think so?

Ng Kee Seng believes that God helps those who help themselves. In a healthy democracy, every Malaysian has a role in politics and nation-building.

Read more source The Ant Daily

Plunked your butt down in a chair, rifled out some thoughts on your trusty keyboard ★ Now you know don’t say thank

Thursday, March 26, 2015

甄子權 : 我們拿甚麼跟新加坡比?

甄子權:甄子曰25 Mar 2015 17:10











Monday, March 23, 2015













記得我在念小學的時候,在英文教科書裡讀到一篇故事〈Father Knows Best〉(爸爸最清楚)。故事說的是一個小男孩約了其他朋友出海遊玩,卻遭到父親極力阻止。











一一年底 SMRT 地鐵主要的南北線系統在下班繁忙時間發生嚴重故障,中斷了五個小時。這是新加坡有史以來的地鐵大癱瘓事故,造成一些地鐵列車被卡在隧道內動彈不得。由於故障發生時正好是下班尖峰期,因此當時每趟列車都載著滿滿的乘客。(














Wednesday, March 11, 2015

25 Style Charts Every Man Needs To See

The art of dressing like a real gentleman isn’t as hard as you think — and it’s definitely rewarding. Don’t forget to celebrate with a Cuban cigar.

#1. First, know the basic suit styles and fabric patterns.
There are different suits for different folks. A tailor-fit suit makes any man effortlessly stylish.

#2. Know when to literally push the right buttons.
Yes, there is a social protocol for buttoning up your suit.

#3. Know how to mix-and-match shirts and ties.
Slow down, give it a little thought when you match your shirt and tie, and don’t get flagged down by the fashion police.

#4. Learn how to combine tricky patterns together.
A dashing gentleman knows that “finding a good match” is not just applicable to finding a life partner but also in determining the best suit,shirt, and tie pattern combinations.

#5. Get to know the different plaid patterns.
Impress Vogue Magazine’s Anna Wintour by knowing the different plaid patterns.

#6. These suit-fitting tricks should be up your sleeves.
James Bond’s secret to crime fighting is a bespoke suit that lets him move around freely.

#7. Choose the right pair of shoes.
“It is totally impossible to be well-dressed in cheap shoes,” says Hardy Amies, an English men’s fashion designer.

#8. Look dapper, not dope.
A gentleman is kind to society. Dress well and don’t give others a sore sight of your pants-eating bottoms.

#9. Know when it’s a good fit.
Dressing well never goes out of style. Wearing a larger suit makes you look like a hobo. Wearing a smaller size doesn’t help you at all.

10. Put an end to “hanging” pants hems.
Your trousers should have “break” or a slight scrunch at the hem where it touches your shoes. Ideally, it should between a quarter and a half break.

#11. Discover the different types of shirt collars.
A real gentleman should be able to distinguish the different shirt collars. Have at least 2 – 3 collar styles in your closet.

#12. Learn how to wear a tux without looking like a penguin.
A real gentleman can pull off a tuxedo anytime, anywhere.

#13. Create variety in your wardrobe.
Color combinations are there for a reason. Avoid a monochromatic wardrobe. At same time, avoid looking like a walking Christmas tree.

#14. Master the art of rolling up your sleeves.
Messy cuffs look shoddy. Aim to look refined at all times.

#15. Decode the dress codes like a boss.
tip: an event’s dress code is usually written beneath the RSVP.

#16. Throw out apparels from your puberty.
Do a good deed and burn — don’t give away– that Fiery Shirt.

#17. Practice folding a pocket square.
They are made to complement your suit, tie, and cuff links. Avoid blowing your nose with them. Not even in life and death situations.

#18. Make a bowtie without your mom.
And don’t even use those hideous ready-made bows with garters.

#19. Be adept in knotting a necktie.
The first test of a real gentleman is knotting a necktie without breaking a sweat. Never use a clip-on tie.

#20. Solve the baffling mystery of how to wear cuff links.

Don’t hate yourself for not figuring out this easy life skill. You’re not alone.

#21. Wear a scarf like a boss.
It should accentuate your wardrobe. It’s a scarf, not a security blanket.

#22. Enrich your vocabulary with the different shoe styles.
And now you know “oxfords” and “loafers” are not the same.

#23. Choose the right rockstar sunglasses
Accentuate your facial features with the right frame.

#24. Know how to keep your shirts wrinkle-free
Avoid the walk of shame. Don’t look life you’ve stepped out from the dryer.

#25. Treat your wardrobe like a lady.

Wednesday, March 4, 2015

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Perfect Effect 9 是一套能讓攝影師在照片中任意添加濾鏡特效,用家更可配合 Photoshop 及 Lightroom 使用,提升相片整體的質感與專業度。軟件同時支援 Mac OS X 及 Windows 系統,而這次送出的授權更容許用家同時在 2 部電腦中各安裝一套軟件!用家只需按以下步驟填寫個人資料便可取得這套軟件!

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update FREE version 9.5